FREE Small Business Checking
|
Minimum Opening Deposit |
$100.00 |
|
No Monthly maintenance fee |
|
No Minimum Balance |
|
500 FREE Transactions per Month
(credits/debits/deposits), |
$0.25 per Additional Transaction |
|
$10,000 in Cash Deposited FREE Each Month |
$0.25 per Additional $100 Deposited |
|
FREE Initial Order of Business Checks
Bank stock only; $100 limit |
|
FREE Business
ATM or Debit Card (subject to credit
approval) |
|
FREE Image or
Online Statements |
|
FREE Merchant Banking & Processor Bill Pay |
|
Business Credit
Card Available (subject to credit approval) |
Business Interest Checking
|
Available to Sole Proprietorships,
Non-Profits & Government Entities |
|
Minimum Opening Deposit |
$100.00 |
|
No Monthly Maintenance Fee |
|
No Minimum
Balance |
|
Competitive
Interest Rate |
|
Just $0.12 per
Item Deposited |
|
Just $0.12 per
Check/Debit |
|
Just $0.15 per
$100 Cash Deposited |
|
FREE
Initial Order of Business Checks (Bank stock
only; $100 limit) |
|
FREE
Business ATM or Debit Card (subject to
credit approval) |
|
FREE Image
or Online Statements |
|
FREE
Internet Banking & Online Bill Pay |
|
Business
Credit Card Available (subject to credit
approval) |
Business Analysis Checking
|
Minimum Opening Deposit |
$100.00 |
|
No Minimum
Balance |
|
$15
Monthly Maintenance Fee |
|
Earnings Credit Applied to Balances Net of 10% Reserve Requirement to Offset Service Charges |
|
Just $0.12 per Item Deposited |
|
Just $0.12 per Check/Debit |
|
Just $0.15 per $100 Cash Deposited |
|
Flat fee waived with minimum balance of
$2,500.00, or average daily balance of
$5,000.00 |
|
FREE Initial Order of Business Checks (Bank stock only; $100 limit) |
|
FREE Business ATM or Debit Card (subject to credit approval) |
|
FREE Image or Online Statements |
|
FREE Internet Banking & Online Bill Pay |
|
Business Credit Card Available (subject to credit approval) |
|
FDIC Insurance Charge Based on Current FDIC Assessment |
|
Negative Collected Balance Charge of Prime Plus 2% |
Business Savings
|
$100 Minimum Opening Deposit |
|
$100 Minimum Balance |
|
$3.00 Monthly Maintenance Fee if Minimum Balance Not Met |
|
Interest Compounded Quarterly |
|
FREE Image or Online Statements |
| Two Free Withdrawals per Month |
| Each Additional Withdrawal $3.00 |
Commercial Money
Market
| $2,500 Minimum Opening Deposit |
| $2,500 Minimum Balance |
| $10 Monthly Maintenance Fee if Minimum Balance Not Met |
| Interest Calculated Daily |
| Six Debits Free per Monthly Statement Cycle, No More Than Three by Check, Draft, Debit Card or Third-Party Order; Each Additional Debit $5.00 |
Merchant Capture Service
Enjoy extended banking
hours and faster access to your deposits using
First Bank’s Merchant Capture service. Our Merchant Capture Services are suitable for check cashing stores, check cashing retailers and are compatible with EMS. Using a
small, easy-to-operate check scanning machine,
our Merchant Capture service allows you to
deposit checks electronically into your account
without ever leaving your office!
| $35
Monthly Service Fee |
| First
Merchant Capture Machine Free |
Safe Deposit Boxes
Ask our New
Account Representatives about securing your
valuables in one of our Safe Deposit Boxes.
Please also remember that Club Fifty and
Performance Checking customers receive a 25%
discount on their choice of Safe Deposit Boxes.
|
3"
X 5" |
$25.00 per year |
|
3"
X 10" |
$40.00 per year |
|
5"
X 10" |
$55.00 per year |
|
10" X 10" |
$80.00 per year |
|
Lost key charge |
$10.00 |
|
Drill box charge |
$135.00 |
Miscellaneous Service Fees
|
Currency Ordered, per $100 |
$0.15 |
|
Coins Ordered, per Roll |
$0.06 |
|
Dormant Account Service Charge, per
month |
$5.00 (max. $60.00) |
|
Insufficient Funds charge per check |
$28.00 |
|
Interim Account history |
$2.50 |
|
Official Checks |
$5.00 |
|
Overdraft transfers |
$5.00 |
|
Research, per copy |
$2.00 |
|
Research, per hour |
$20.00 |
|
Chargeback fee for returned items |
$4.00 |
|
Statement copy |
$5.00 |
|
Statement Reconciliation Assistance, per hour |
$20.00 |
|
Stop payment |
$28.00 |
|
Tax Levies & Garnishments |
$50.00 |
|
Travelers Checks (per
$100.00) |
$1.00 |
|
Travelers Checks for two (per $100.00) |
$2.00 |
|
*Wire transfers (Domestic Incoming) |
$10.00 |
|
*Wire transfers (Domestic Outing) |
$15.00 |
|
*Wire transfers (Foreign Incoming) |
$15.00 |
|
*Wire transfers (Foreign Outgoing) |
$35.00 |
*Other charges may
apply |
